ServiCoverFamily Plan Pricing
| Provider | Family Plan Starting Price | Coverage |
|---|---|---|
| LifeLock | $34.99/month | Up to 5 devices |
| Aura | $22-$32/month | Up to 10 people (cheapest tier) |
Why Children's Identities Are Specifically at Risk
Children's Social Security numbers often go unused for years, making fraudulent activity harder to detect — a criminal could open credit in a child's name that goes unnoticed until the child applies for their first credit card or loan as an adult, discovering years of accumulated fraudulent debt. Family plans that specifically include child monitoring address this often-overlooked risk.
What to Look for in a Family Plan
- Explicit child identity monitoring, not just adult coverage extended to more people
- Ease of use for less tech-savvy family members (parents, grandparents)
- Whether the plan covers a set number of people or a household regardless of size
Teaching Teens About Digital Safety
Beyond the monitoring itself, family plans are a natural opportunity to have a broader conversation with teenagers about safe online behavior — not sharing personal information carelessly, recognizing phishing attempts, and understanding why their Social Security number matters, since teens are increasingly targeted specifically because they're less aware of these risks than adults.
Frequently Asked Questions
Many do, though the specific scope varies — since minors don't yet have a credit history to monitor in the traditional sense, child-specific protection typically focuses on detecting whether a Social Security number has been used to open any accounts at all.
Almost always yes for 3+ people — family plans are specifically priced to be more economical than purchasing separate individual subscriptions for each family member.