Illustration of a house with a backyard swimming pool under a protection shield
Original illustration โ€” ServiCover
๐Ÿ“Œ Key Takeaway: An inground pool costs $25,000-$100,000 for most projects, averaging around $62,500. Vinyl pools start lowest ($35,000-$80,000), fiberglass runs $45,000-$100,000 and concrete $50,000-$120,000. Plan on $80-$150 per month for upkeep.

Who Builds and Services Pools

Local & Regional Pool Builders
Best for: Concrete and custom designs  |  Watch for: Build backlog and payment schedules
Most inground pools are built by regional companies. The best builders have long local track records and clear, milestone-based payment schedules.
Fiberglass Pool Dealers
Best for: Faster installs, low maintenance  |  Model: Manufacturer + authorized installer
Fiberglass shells are factory-made and installed by authorized dealers, so choosing a good installer is as important as the shell brand.
Pool Service Companies
Best for: Weekly cleaning, opening/closing, repairs  |  Model: Local and franchise
Handle chemistry, cleaning and equipment repairs. Franchise options include ASP โ€“ America's Swimming Pool Company in many markets.

2026 Pool Cost Snapshot

Pool TypeInstalled CostTypical Lifespan
Above-ground$1,800-$5,000Shorter; varies by model
Vinyl inground$35,000-$80,00020+ years (liner every ~10 years)
Fiberglass inground$45,000-$100,00025-30 years
Concrete / gunite inground$50,000-$120,00050+ years (resurfacing every 10-15 years)

Budget for These Extras

ItemTypical Cost
Safety fencing$5,000-$15,000
Pool heater$1,600-$5,200 installed
Manual safety cover$1,000-$3,600
Automatic cover$8,000-$20,000
Monthly maintenance$80-$150

Frequently Asked Questions

How long does it take to build an inground pool?

Fiberglass pools can be installed in a matter of weeks; concrete pools often take a few months from permit to swimming, depending on weather and builder backlog.

Does a pool add value to a home?

It depends heavily on the market. In warm climates with many pools, it can help; elsewhere, buyers may see it as maintenance and liability.

Are pool fences required?

Most local codes require barriers around residential pools, and insurers often require them too. Check your local rules before designing.