๐ Key Takeaway: An inground pool costs $25,000-$100,000 for most projects, averaging around $62,500. Vinyl pools start lowest ($35,000-$80,000), fiberglass runs $45,000-$100,000 and concrete $50,000-$120,000. Plan on $80-$150 per month for upkeep.
Who Builds and Services Pools
Local & Regional Pool Builders
Most inground pools are built by regional companies. The best builders have long local track records and clear, milestone-based payment schedules.
Fiberglass Pool Dealers
Fiberglass shells are factory-made and installed by authorized dealers, so choosing a good installer is as important as the shell brand.
Pool Service Companies
Handle chemistry, cleaning and equipment repairs. Franchise options include ASP โ America's Swimming Pool Company in many markets.
2026 Pool Cost Snapshot
| Pool Type | Installed Cost | Typical Lifespan |
|---|---|---|
| Above-ground | $1,800-$5,000 | Shorter; varies by model |
| Vinyl inground | $35,000-$80,000 | 20+ years (liner every ~10 years) |
| Fiberglass inground | $45,000-$100,000 | 25-30 years |
| Concrete / gunite inground | $50,000-$120,000 | 50+ years (resurfacing every 10-15 years) |
Budget for These Extras
| Item | Typical Cost |
|---|---|
| Safety fencing | $5,000-$15,000 |
| Pool heater | $1,600-$5,200 installed |
| Manual safety cover | $1,000-$3,600 |
| Automatic cover | $8,000-$20,000 |
| Monthly maintenance | $80-$150 |
Frequently Asked Questions
How long does it take to build an inground pool?
Fiberglass pools can be installed in a matter of weeks; concrete pools often take a few months from permit to swimming, depending on weather and builder backlog.
Does a pool add value to a home?
It depends heavily on the market. In warm climates with many pools, it can help; elsewhere, buyers may see it as maintenance and liability.
Are pool fences required?
Most local codes require barriers around residential pools, and insurers often require them too. Check your local rules before designing.