ServiCover📌 Key Takeaway: Inground pools typically cost $25,000-$100,000, or roughly $80-$250 per square foot, with a national average around $62,500. Decking, fencing, landscaping and equipment upgrades can add significantly on top of the pool itself.
Price by Pool Type
| Type | Installed Range |
|---|---|
| Vinyl | $35,000-$80,000 |
| Fiberglass | $45,000-$100,000 |
| Concrete / gunite | $50,000-$120,000 |
What's Often Not in the Base Price
- Decking and patio around the pool
- Safety fencing — $5,000-$15,000
- Heater — $1,600-$5,200 installed
- Covers — $1,000-$3,600 manual, $8,000-$20,000 automatic
- Electrical work — pumps, lighting and bonding by a licensed electrician
- Landscaping and yard restoration after excavation
- Permits and site challenges — rock, high water tables or limited access
Ongoing Costs
Budget roughly $80-$150 per month for chemicals, electricity and routine care, plus periodic big-ticket items: vinyl liner replacement ($3,000-$7,500 about every 10 years) or concrete resurfacing ($8,000-$10,000 every 10-15 years).
Financing a Pool
Common options include home equity loans or HELOCs, cash-out refinancing and unsecured pool loans offered through builders. Compare APRs and fees — and remember to factor ongoing ownership costs into your budget, not just the build price.
Frequently Asked Questions
What's the cheapest inground pool?
Vinyl pools usually have the lowest upfront cost, though liner replacements add to long-term costs.
Why do pool quotes vary so much?
Size, shape, equipment packages, decking and site conditions all differ between quotes. Ask each builder for an itemized scope.